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Coles MasterCard features

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Coles has two great credit cards. Apply today for the card that suits you

Find out about all the great features, benefits and rewards of Coles Credit Cards, and choose between a No Annual Fee or a Rewards credit card.  Whether you’re after a no annual fee card or our rewards card that provides the fastest way to earn flybuys points, there’s a Coles MasterCard to suit you. Compare now.

Important information if you already have a Coles MasterCard

Why choose us?

  • Instant $10 off your Coles Supermarket shop1.
  • Superior security and fraud protection.
  • Up to 62 days interest free on purchases2.

Discover the right Coles MasterCard to suit you

No Annual Fee MasterCard

If you’re looking for a credit card with no annual fee that still rewards you on everyday spend, then Coles No Annual Fee MasterCard may be for you.

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Rewards MasterCard

If you’re looking for an award-winning3 credit card that lets you maximise rewards, then a Coles Rewards MasterCard may suit you. Apply now and watch your flybuys points quickly stack up.

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Get $10 off your Coles supermarket shop, instantly at the till, every time you redeem 2,000 points when you pay with Coles MasterCard.1

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Choose the right card to suit you

Visit our card comparison page to compare features and see which Coles MasterCard suits you best.

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Coles MasterCard flybuys rewards calculator

See how quickly you can earn points on your everyday spend with our flybuys rewards calculator.

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1 2,000 flybuys points are required to redeem $10 off at the checkout each time. Number of required points could change. Excludes Coles Express, Coles Local and Coles Online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco product purchases, Coles Group gift cards and iTunes cards). 

2 To receive interest free days on your everyday MasterCard purchases, you must pay your balance in full every month. 

3 Awarded 5 Stars by CANSTAR CANNEX for outstanding value in 2012 based on General Rewards and Cash/Voucher Rewards with a $12,000 annual spend.

The fastest way to earn flybuys points

A new Coles Rewards MasterCard lets you earn 2 flybuys points for every $1 you spend1

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Instant $10 off at the Coles checkout

Redeem 2,000 points when you pay with your Coles MasterCard for at instant $10 off at the till

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