No annual fee ever or the fastest way to earn flybuys points. The choice is yours.

Coles No Annual Fee MasterCard

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  • NO annual fee ever.
  • 1 point per $2 you spend everywhere1
  • MasterCard and flybuys card in one.
  • Up to 62 days interest free on purchases2
  • 17.99% p.a

Coles Rewards MasterCard

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  • Low $49 annual fee.
  • 2 points per $1 you spend everywhere1
  • MasterCard and flybuys card in one.
  • Up to 62 days interest free on purchases2
  • 19.99% p.a

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flybuys points calculator

Discover how many flybuys points you could earn on every day spend with a Coles MasterCard

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Get $10 off your Coles supermarket shop, instantly at the till, every time you redeem 2,000 points when you pay with Coles MasterCard.3

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1 flybuys points awarded for using a Coles MasterCard linked to your flybuys membership are in addition to flybuys points awarded by flybuys partners. Eligible transactions are explained in the Coles MasterCard Loyalty Terms & Conditions found on coles.com.au/creditcards. Eligible transactions exclude cash advances, credit fees or charges, credits, refunds, reimbursements, business purchases or balance transfers into your account. Standard flybuys Terms and Conditions apply, see flybuys.com.au. Note that partners’ earn rates vary. 

2 To receive interest free days on your everyday MasterCard purchases, you must pay your balance in full every month. 

3 2,000 flybuys points are required to redeem $10 off at the checkout each time. Number of required points could change. Excludes Coles Express, Coles Local and Coles Online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets and BI-LO (excluding smoking/tobacco product purchases, Coles Group gift cards and iTunes cards).

rewards

The fastest way to earn flybuys points

A new Coles Rewards MasterCard lets you earn 2 flybuys points for every $1 you spend1

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No annual fee. Ever.

Pay no annual fee and still earn flybuys points with a new Coles No Annual Fee MasterCard

Apply now